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Free Debt Payoff Calculator
The Free Debt Payoff Calculator is a one-tab Google Sheets calculator that shows your debt-free date, how much interest you save versus paying minimums, and the order to pay your debts. It's for anyone who wants a quick answer to "when will I be debt-free?". It will be free (pay what you want) and works in any free Google account, in USD or CAD. It's and not available yet.
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What's included
- Google Sheets calculator for up to six debts (balance, interest rate, minimum payment)
- Debt snowball, debt avalanche or your own payoff order
- Debt-free date, months to go, interest saved and a path-to-zero chart
- Sample debts and a PDF with your copy link and 3 quick steps
How it works
- Get it free on Gumroad (once it launches) and click "Make a copy".
- Type in your debts and any extra you can pay each month.
- Switch between snowball, avalanche or your own order and watch the date move.
Preview
FAQ
Questions about the Free Debt Payoff Calculator
Is it really free?
Yes. It will be pay-what-you-want with a suggested price of $0.
Snowball or avalanche: which is better?
Avalanche (highest interest first) usually costs less interest; snowball (smallest balance first) gives quicker wins. The calculator shows both for your own debts.
When will it be available?
It's It isn't on sale yet.
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